Car Loans for Students with No Credit

Lenders generally check a person’s credit history before deciding to lend them enough money to purchase a car — after all, they have to manage their risk.  As a student, you may find yourself in the position of having no credit at all — not bad, not good.  You’re not alone.  Most students, especially high school or undergraduate students, have simply not been given the opportunity to demonstrate good credit, whether by using a credit card or financing a car.

Don’t be dismayed.  Many of what are called “subprime lenders” specialize in giving “secured loans,” or those with the vehicle acting as collateral.  In this scenario, the lender keeps the title in their possession until the loan has been paid off in full.  From their perspective, risk is greatly eliminated, and you get to be the owner of that car that’s been keeping you awake at night — you know the one.

Here at, we’ll put you in touch with a lender who will approve your loan, credit or not.  All you have to do is fill out the short criteria so we can match you to the right banking or finance institution.  There are no fees, no hassles, and no worries — just about everyone is approved for consideration in our network.