Dealing with student loans and student auto loans for the first time can be quite bewildering. Someone recently asked whether they could buy their books before applying for their student loans. Well, you can of course buy your books whenever you want if you have the money for them, but you do have to pay for them at the time of purchase. There is no payment deferment for buying books. So if you want to pay for your books with your student loan, you need to wait until you get the money. Read more here.